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Here are structured settlement pay out examples courtesy of Term Life. Please note this is for demonstration purposes only on our site and you should seek a qualified financial advisor preferably a CFA before making any large financial investments.

 

 
Structured Settlement Investments:
IMMEDIATE INCOME STREAMS
Prudential Life Insurance Company “A+” rating (9473
29)
One hundred and forty six (146) monthly payments as
follows: $1,901.00 from May 1
st
, 2013 till June 1
st
,
2025.
Investment: $207,045.98 to yield 5.25%
Symetra Life Insurance Company “A” rating (946965)
Eighty six (86) monthly payments as follows: $166.5
7 from March 1
st
, 2013 till April 1
st
, 2020; and One (1)
lump sum payment as follows: $16,667.76 due on Apri
l 1
st
, 2015.
Investment: $27,341.77 to yield 4.75%
Nationwide Life Insurance Company “A” rating (94709
1-IA)
Two hundred and fourteen (214) monthly payments as
follows: $1,085.00 from March 28
th
, 2013 till
December 28
th
, 2030.
Investment: $147,297.70 to yield 5.75%
Aviva Life Insurance Company “A-” rating (945583)
One hundred and twenty nine (129) monthly payments
as follows: $150.00 from April 10
th
, 2013 till
December 10
th
, 2023; and One hundred and twenty three (123) mont
hly payments as follows: $450.00
from January 10
th
, 2024 till March 10
th
, 2034.
Investment: $37,730.97 to yield 5.75%
Hartford Life Insurance Company “A” rating (945814)
Eleven (11) monthly payments as follows: $783.58 fr
om February 15
th
, 2013 till December 15
th
, 2013 and
Two hundred and sixty four (264) monthly payments a
s follows: $803.16 from January 15
th
, 2014 till
December 15
th
, 2035 increasing by 2.5% annually.
Investment: $150,905.53 to yield 5.875%
American General Life Insurance Company “A” rating
(945295)
One hundred and sixty eight (168) monthly payments
as follows: $1,218.33 from May 1
st
, 2013 till April
1
st
, 2027.
Investment: $144,342.90 to yield 5.5%
Integrity Life Insurance Company “A+” rating (94448
1)
Thirty eight (38) monthly payments as follows: $5,3
75.00 from March 16
th
, 2013 till April 16
th
, 2016; Two
hundred and forty one (241) monthly payments as fol
lows: $2,250.00 from May 16
th
, 2016 till May 16
th
,
2036.
Investment: $453,278.98 to yield 6%
Integrity Life Insurance Company “A+” rating (94448
1)
One (1) lump sum payment as follows: $2,272,727.50
due on June 15
th
, 2036.
Investment: $586,389.25 to yield 6%
Integrity Life Insurance Company “A+” rating (94448
1)
Thirty eight (38) monthly payments as follows: $2,6
87.50 from March 16
th
, 2013 till April 16
th
, 2016; Two
hundred and forty one (241) monthly payments as fol
lows: $1,125.00 from May 16
th
, 2016 till May 16
th
,
2036; and One (1) lump sum payment as follows: $1,1
36,363.75 due on June 15
th
, 2036.
Investment: $519,806.66 to yield 6%
LIFE CONTINGENT PAYMENT STREAMS
Cigna Life Insurance Company “A” rating (LIFE CONTI
NGENT) Backed by 55K American General
Policy (947367)
Two hundred and forty (240) monthly payments as fol
lows: $400.00 from May 29
th
, 2013 till April 29
th
,
2033.
Investment: $52,759.45 to yield 7%
Prudential Life Insurance Company (LIFE CONTINGENT)
Backed by 525k American General Policy
(894240)
Ninety nine (99) monthly payments as follows: $6,69
5.15 from October 1
st
, 2035 till December 1
st
, 2043
increasing by 6% annually.
Investment: $ 119,741.34 to yield 7%
JACKPOT AND SWEEPSTAKE PAYMENT STREAMS
Bank of America National Trust & Savings Associatio
n (934043)
Six (6) annual payments as follows: $73,333.33 from
March 1
st
, 2013 till March 1
st
, 2018.
Investment: $381,685.02 to yield 5.75%
LOTTERY PAYMENT STREAMS
GA Lottery payments (586561)
Ten (10) annual payments as follows: $28,500.00 fro
m November 15
th
, 2013 till November 15
th
, 2022.
Investment: $225,391.81 to yield 5%
TX Lottery payments (581316)
Two (2) annual payments as follows: $50,000.00 from
December 1
st
, 2025 till December 1
st
, 2026.
Investment: $49,749.60 to yield 5.5%
NJ Lottery payments (534223)
Eight (8) quarterly payments as follows: $13,000.00
from March 3
rd
, 2015 till December 3
rd
, 2016.
Investment: $92,918.36 to yield 4.5%
FL Lottery Payments (869643)
Three (3) annual payments as follows: $60,000.00 fr
om November 16
th
, 2016 till November 16
th
, 2018.
Investment: $143,083.96 to yield 5%
IL Lottery Payments (944229)
Three (3) annual payments as follows: $20,000.00 fr
om November 20
th
, 2013 till November 20
th
, 2015.
Investment: $56,599.63 to yield 3.75%
TX Lottery Payments (539204)
One (1) lump sum payment as follows: $468,000.00 du
e on August 15th, 2013.
Investment: $462,096.66 to yield 4.5%
LUMP SUM PAYMENT STREAMS
Farmers Life Insurance Company “A” rating (941874)
Four (4) lump sum payments as follows: $40,000.00 d
ue on September 21
st
, 2014; $140,000.00 due on
September 21
st
, 2016; $20,000.00 due on September 21
st
, 2019 and $50,000.00 due on September 21
st
,
2022.
Investment: $201,704.24 to yield 5.125%
Metropolitan Life Insurance Company “A+” rating (94
7268)
Two (2) lump sum payments as follows: $65,000.00 du
e on April 7
th
, 2015; $80,000.00 due on April 7
th
,
2019.
Investment: $121,507.07 to yield 4.5%
Genworth Life Insurance Company “A” rating (900231)
Three (3) lump sum payments as follows: $25,000.00
due on September 19
th
, 2022; $30,000.00 due on
September 19
th
, 2027; and $10,461.24 due on September 19
th
, 2032.
Investment: $31,811.43 to yield 5.75%
Symetra Life Insurance Company “A” rating (942413)
Three (3) lump sum payments as follows: $45,000.00
due on May 1
st
, 2014; $50,000.00 due on May 1
st
,
2019; and $73,017.00 due on May 1
st
, 2021.
Investment: $130,913.15 to yield 4.75%
United of Omaha Mutual Life Insurance Company “A” r
ating (943665)
Three (3) lump sum payments as follows: $7,500.00 d
ue on March 24
th
, 2014; $20,000.00 due on March
24
th
, 2016; and $95,960.00 due on March 24
th
, 2020.
Investment: $94,357.81 to yield 4.75%
New York Life Insurance Company “A+” rating (936356
)
One (1) lump sum payment as follows: $250,000.00 du
e on April 15
th
, 2021.
Investment: $169,209.84 to yield 5%
American General Life Insurance Company “A” rating
(946694)
Two (2) lump sum payments as follows: $40,000.00 du
e on October 10
th
, 2016; and $62,000.00 due on
October 10
th
, 2021.
Investment: $75,817.22 to yield 4.75%
Aviva Life Insurance Company “A-” rating (937543)
Three (3) lump sum payments as follows: $35,000.00
due on June 23
rd
, 2030; $40,000.00 due on June
23
rd
, 2035; and $81,274.00 due on June 23
rd
, 2040.
Investment: $40,503.95 to yield 6%
Metropolitan Life Insurance Company “A+” rating (94
6019)
One (1) lump sum payment as follows: $107,000.00 du
e on September 23
rd
, 2027.
Investment: $47,629.64 to yield 5.75%
DEFERRED PAYMENT STREAMS
Pacific Life Insurance Company “A+” rating (541011)
One hundred and ninety three (193) monthly payments
as follows: $400.00 from January 20
th
, 2014 till
January 20
th
, 2030.
Investment: $50,016.44 to yield 5.5%
Symetra Life Insurance Company “A” rating (878898)
One hundred and twenty (120) monthly payments as fo
llows: $600.00 from October 22
nd
, 2018 till
September 22
nd
, 2028.
Investment: $41,765.35 to yield 5.5%
American General Life Insurance Company “A” rating
(928427)
Two hundred and forty (240) monthly payments as fol
lows: $400.00 from March 11
th
, 2015 till February
11
th
, 2035 increasing by 3% annually; Two (2) lump sum
payments as follows: $20,000.00 due on March
11
th
, 2028; and $150,000.00 due on March 11
th
, 2038.
Investment: $108,613.60 to yield 6%
Pacific Life Insurance Company “A+” rating (880068)
Seventy one (71) monthly payments as follows: $1,54
5.98 from February 15
th
, 2014 till December 15
th
,
2019 increasing by 2% annually; Eleven (11) monthly
payments as follows: $514.41 from January 15
th
,
2020 till November 15
th
, 2020; and One hundred and thirty four (134) month
ly payments as follows:
$524.69 from December 15
th
, 2020 till January 15
th
, 2032 increasing by 2% annually.
Investment: $136,475.22 to yield 5.625%
American General Life Insurance Company “A” rating
(900033)
Two hundred and fifty eight (258) monthly payments
as follows: $360.00 from February 7
th
, 2015 till July
7
th
, 2036.
Investment: $49,176.63 to yield 5.75%
NY Life Insurance Company “A+” rating (885804)
Three hundred and two (302) monthly payments as fol
lows: $939.32 from April 21
st
, 2022 till May 21
st
,
2047 increasing by 3% annually each June; Five (5)
lump sum payments as follows: $5,000.00 due on
April 21
st
, 2022; $5,000.00 due on April 21
st
, 2029; $5,000.00 due on April 21
st
, 2036; $5,000.00 due on
April 21
st
, 2043; and $5,000.00 due on April 21
st
, 2050.
Investment: $156,319.42 to yield 6%
John Hancock Life Insurance Company “A++” rating (9
36735)
Two hundred and forty three (243) monthly payments
as follows: $2,879.42 from May 15
th
, 2024 till July
15
th
, 2044.
Investment: $216,913.63 to yield 6%
US Life Insurance Company in the City of NY “A” rat
ing (940184)
Two hundred and thirty two (232) monthly payments a
s follows: $2,645.68 from May 1
st
, 2017 till August
1
st
, 2036.
Investment: $292,387.66 to yield 6%
Prudential Life Insurance Company “A+” rating (8644
17)
One hundred and sixteen (116) monthly payments as f
ollows: $7,526.40 from August 24
th
, 2043 till March
24
th
, 2053 increasing by 3% annually.
Investment: $129,078.97 to yield 6%
Transamerica Life Insurance Company “A+” rating (92
4084)
Two hundred and sixteen (216) monthly payments as f
ollows: $1,209.96 from May 1
st
, 2016 till April 1
st
,
2034 increasing by 3% annually; Four (4) monthly pa
yments as follows: $2,059.94 from May 1
st
, 2034 till
August 1
st
, 2034; Eight (8) monthly payments as follows: $5,0
00.07 from September 1
st
, 2034 till April 1
st
,
2035; and Twenty (20) monthly payments as follows:
$4,300.86 from May 1
st
, 2035 till December 1
st
,
2036 increasing by 3% annually.
Investment: $206,096.56 to yield 6%
American General Life Insurance Company “A” rating
(534957)
Seventy five (75) monthly payments as follows: $940
.10 from January 15
th
, 2014 till March 15
th
, 2020
increasing by 2.5% each April; and One hundred and
thirty seven (137) monthly payments as follows:
$1,498.31 from April 15
th
, 2020 till August 15
th
, 2031 increasing by 2.5% annually.
Investment: $177,604.80 to yield 5.75%
Aviva Life Insurance Company “A-” rating (913702)
Twelve (12) monthly payments as follows: $1,759.40
from February 16
th
, 2015 till January 16
th
, 2016;
Twelve (12) monthly payments as follows: $1,831.68
from February 16
th
, 2016 till January 16
th
, 2017;
Twelve (12) monthly payments as follows: $1,906.13
from February 16
th
, 2017 till January 16
th
, 2018;
Twelve (12) monthly payments as follows: $1,982.82
from February 16
th
, 2018 till January 16
th
, 2019;
Twelve (12) monthly payments as follows: $2,061.80
from February 16
th
, 2019 till January 16
th
, 2020;
Twelve (12) monthly payments as follows: $2,143.15
from February 16
th
, 2020 till January 16
th
, 2021;
Twelve (12) monthly payments as follows: $2,226.95
from February 16
th
, 2021 till January 16
th
, 2022;
Twelve (12) monthly payments as follows: $2,313.26
from February 16
th
, 2022 till January 16
th
, 2023;
Twelve (12) monthly payments as follows: $2,402.15
from February 16
th
, 2023 till January 16
th
, 2024;
Twelve (12) monthly payments as follows: $2,493.72
from February 16
th
, 2024 till January 16
th
, 2025;
Twelve (12) monthly payments as follows: $2,588.03
from February 16
th
, 2025 till January 16
th
, 2026; One
(1) monthly payment as follows: $2,685.17 due on Fe
bruary 16
th
, 2026; Twelve (12) monthly payments as
follows: $3,335.17 from March 16
th
, 2026 till January 16
th
, 2027; and Two hundred and forty (240)
monthly payments as follows: $3,435.23 from Februar
y 16
th
, 2027 till January 16
th
, 2047 increasing by 3%
annually.
Investment: $481,083.81 to yield 6%
Pacific Life Insurance Company “A+” rating (945682)
Two hundred and forty four (244) monthly payments a
s follows: $2,000.00 from May 1
st
, 2032 till August
1
st
, 2052.
Investment: $94,934.94 yield 6%
United of Omaha Mutual Life Insurance Company “A” r
ating (944870)
Twelve (12) quarterly payments as follows: $12,168.
17 from March 7
th
, 2026 till December 7
th
, 2028;
Twelve (12) quarterly payments as follows: $12,533.
21 from March 7
th
, 2029 till December 7
th
, 2031;
Twelve (12) quarterly payments as follows: $12,909.
21 from March 7
th
, 2032 till December 7
th
, 2034;
Twelve (12) quarterly payments as follows: $13,296.
48 from March 7
th
, 2035 till December 7
th
, 2037;
Twelve (12) quarterly payments as follows: $13,695.
38 from March 7
th
, 2038 till December 7
th
, 2040; and
Eight (8) quarterly payments as follows: $14,106.24
from March 7
th
, 2041 till December 7
th
, 2042.
Investment: $261,762.63 to yield 6.125%