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Cash For Settlement Payments Review

Did you recently win some type of settlement? Perhaps you won the lottery? Or maybe you won a worker’s compensation claim?

Did you know that you could trade the settlement in for a lump-sum payment?

Right now, you receive payments on a monthly or quarterly basis. However, if bills pile up and you need money upfront, you can sell the settlement to what is known as a structured settlement factoring company.

One such company is Cash For Settlement Payments (CFSP), a specialized factoring company with a track record for buying settlements at fair and reasonable rates.

Years Of Success

Cash For Settlement Payments entered the business about a decade ago. Since then, it has earned a place among the best of the best. Why? It offers some of the fairest discount rates in the industry.

What is meant by a discount rate? When you sell a settlement, you sell it for a value lower than its actual long-term value. For instance, you might sell a $5,000 settlement worth $100,000 for just $70,000.

The discount rate refers to how much of the money you have to give up. It just so happens that CFSP hosts the best discount rates in the industry.

Traits Of A Reliable Factoring Company

The question still remains — why have we become so fond of Cash For Settlement Payments. We have become fond of them for many reasons!

  • The company has a solid track record. It has been in the industry for 12 years, and it has built a long list of happy clients. Many of them can attest to its terrific services and discount rates.
  • The company takes the time to run a very in-depth website that is brimming with useful information about structured settlements — what are they, how do they work and how long does it take to cash one out.
  • Also, CFSP hires only the best of the best. Every single staff member is completely trained in settlements. Furthermore, staff members are also trained in etiquette and fair negotiation!
  • Last but not least, the company goes out of its way to cash out as quickly as possible. The process can still take up to 90 days (as per the courts), but CFSP will do everything in its power to speed it up.

Cashout Timeline

If you opt to sell your settlement to CFSP, you will need to abide by the following timeline:

  • You’ll first need to get all your details submitted to the company by either dialing 877-392-8110, visiting the website or stopping by the office at 1717 McKinney Ave, Suite 700, Dallas, Texas 75202.
  • You’ll then need to wait for CFSP’s agents to review all your info. It’ll evaluate your settlement and then piece together a fair and reasonable quote. The agents will then contact you to negotiate.
  • After you finish negotiating and arrive at a fair quote, the agents will then submit your paperwork to the courts. They will need to approve the settlement, which they usually do — unless there are any extenuating circumstances.
  • The last step involves just waiting a few months (90 days maximum) for the courts to approve the settlement. Once they approve it, CFSP will pay you your lump-sum cashout right away.

Summary Thoughts

After having reviewed Cash For Settlement Payments, we have concluded that it’s a top-of-the-line company well worth trusting. It offers fair discount rates, great customer service and fast processing. The company has earned a great reputation by providing terrific services, and so for this reason, we want to award it an A+ rating. If you need to cash out your structured settlement, we definitely recommend this company!